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Products
The Peoples Community Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate
20 Year Fixed Rate
15 Year Fixed Rate

30 Year Fixed Rate
A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed rate loans we offer.

Term: 30 years   Maximum Amount: $417,000
RatesAPRPointsPayment
3.875%3.954%0%$940.47

20 Year Fixed Rate
A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 20 year fixed rate loan, you will have the monthly payment that is greater than the 30 year fixed rate, but you will be building equity in your home faster.

Term: 20 years   Maximum Amount: $417,000
RatesAPRPointsPayment
3.625%3.734%0%$1,172.81

15 Year Fixed Rate
A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

Term: 15 years   Maximum Amount: $417,000
RatesAPRPointsPayment
3.125%3.191%0%$1,393.22


 

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in WI and is within Dane county and will be used as a primary residence. An escrow (impound) account will not be established. The rate lock period is 30 days and the assumed credit score is 740 +. Construction loans will be charged a $500.00 origination fee plus the loan processing costs.

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.